If you currently have an FHA loan, it might not matter what your credit is like right now if you want to refinance. Granted, the FHA Streamline Refinance will be your only choice, but if your main goal is to lower your interest rate to make your payment more affordable, this program does just that. The FHA makes it very easy for current FHA customers to refinance simply because it makes the payment more affordable. Basic FHA Streamline Refinance Requirements According to the FHA, you only have … [Read more...]