Many people are just starting to hear the term "loan modification" and wondering if it is a viable option to get into a better loan program.  At the same time, many people who are in FHA loans are wondering if the FHA streamline refinance program will help them lower their interest rates and monthly mortgage payment. Which is better - a loan modification or the FHA streamline refinance? It depends. Each situation is a little bit different, but in general, I would say that it mostly … [Read more...]