Many people are starting to ask why they are unable to obtain a mortgage; it is not just those who have an adverse credit history who are being affected. What are the reasons behind the financial institutions' reluctance to lend money? Now I am not a mortgage adviser I actually help people to increase confidence and I also help businesses with cost reduction as well as working on a project about training for foster carers. Going back to the previous question; well it is all down to the now … [Read more...]