Even though FHA streamline refinance changes changed last fall, it is still possible to do an FHA streamline without an appraisal. Yes, HUD made it to where if a borrower opted to not have an appraisal it meant that they can't finance their closing costs -- they have to bring them to close, but with rates as low as they are now it is possible that you can opt for a slightly higher than "par" rate and have your mortgage lender pay for the closing costs. Click here for a Free Loan Rate … [Read more...]