When doing an FHA streamline mortgage, one of the criteria that you must meet in order to be eligible is that you must be putting yourself in a better financial situation - often times this means lowering your interest rate. During the application process for the FHA streamline mortgage program, one of the most important steps is when your loan officer actually "locks" your rate in with the lender - meaning that is the rate that you will be getting at the closing table for your FHA streamline … [Read more...]